1. Introduction.- 2. Defining a BM in banking.- 3. Methodology.- 4. Description of BM in banking (based on latest available data) (business models and interaction with ownership structure and size).- 5. BM migration: Facts and Determinants.- 6. BM assessment: Performance, risk and response to regulation.- 7. BM and systemic risk.- 8. Policy relevance of assessing BM in banking.- 9. Conclusions. sakriti opis